Loan Aps: What You Need

Buying

So you have decided to purchase a home and have no idea what the bank is going to ask for?

Typically the bank will request these items to qualify you for a loan. 

3 months’ bank statements on all accounts, including 401k

If Mom and Dad are helping you with your down payment, the lender will need have your parents write a "Gift letter" 

Landlord’s name, address, and phone number if you are renting currently.

Copy of ID Social Security Card and driver’s license

The last two years’ W2 forms

A most recent pay stubs covering a 30 day period

Federal tax returns (1040’s) for the last two years

For more information on how to qualify for a home purchase contact me directly:

Rebecca Geiger,  513-309-3545