So you have decided to purchase a home and have no idea what the bank is going to ask for?
Typically the bank will request these items to qualify you for a loan.
3 months’ bank statements on all accounts, including 401k
If Mom and Dad are helping you with your down payment, the lender will need have your parents write a "Gift letter"
Landlord’s name, address, and phone number if you are renting currently.
Copy of ID Social Security Card and driver’s license
The last two years’ W2 forms
A most recent pay stubs covering a 30 day period
Federal tax returns (1040’s) for the last two years
For more information on how to qualify for a home purchase contact me directly:
Rebecca Geiger, 513-309-3545